Everest Base Camp trek is a bucket-list item for many. Everyone wants to have a happy and healthy adventure during Everest Base Camp trek.
Although the Everest Base Camp trek is not a technical climb, the base camp lies at a certain high altitude.
When planning a trekking trip to base camp, it is essential to be aware of the risks involved. For this reason, it is wise to organize a travel insurance policy to cover all eventualities.
High altitude can be dangerous, especially to the unfit and inexperienced person.
Sometimes a fit person also get bothered with altitude on Everest Base Camp.
Before heading towards the base camp, you need to prepare in the different arena. But travel insurance needs to be high on your list of priorities. Most decent tour operators will insist to have it.
There are several travel insurance companies that provide travel insurance services through the internet. Thus, according to your convenience, you can choose from a wide variety of insurance companies.
What’s the point of travel insurance?
Travel insurance is designed to cover you for costs incurred should the unexpected happen whilst you’re abroad.
Many of us hope, that we’ll never need it. As it seems like a waste of money, until something happens.
There are some few reasons why it might be a good idea to get some travel insurance before Everest Base Camp trek.
You’ll spend a lot of money for this trip. If you may have to cancel the trip or may injure yourself before the trip. Then, the tour operator won’t return your money back at short notice.
What if your bags are lost en route? Who is going to pay for all that expensive trekking gear kit you’ve just bought?
What if you get altitude sickness on your first day and cancel your trip?
Hence, travel insurance is the best way to prepare for any unforeseen circumstances that may occur.
There is popular saying that “it is always better to be safe than to be sorry later.”
Before traveling to Nepal for Everest Base Camp trek please make sure that you’ve got a good travel insurance. Remember your travel insurance must cover all the problems mentioned below;
Trip Cancellation Insurance
Your trekking insurance should come to your aid if the trip is canceled for reasons beyond your control.
During your trip, the thing always doesn’t go as planned. You might have to face some unexpected situation like flight cancellation and delays. We all know that the weather conditions are quite unpredictable in the Himalayas.
If you miss a flight or your flight is delayed or canceled, then in this type of situation this policy will help you.
But again I want to remind you that only if the delay or flight is canceled due to an insured event like bad weather conditions.
In most of the case, the trip deposits paid are non-refundable. So, in this type of situation having insurance provide this coverage can be helpful.
However, this coverage may vary as per the insurance companies so please read the policy carefully.
Luggage delayed, lost, and damaged Insurance
Luggage delayed or lost is one of the biggest complaints of travelers. It’s obvious as there is nothing worse than arriving in a new place with your baggage lost, delayed or damaged.
You’ll likely be carrying valuable trekking equipments like a sleeping bag, expensive trekking gear trekking gears, and camera. Thus, while traveling its worth making sure your equipment is covered too.
Your travel insurance for Everest Base Camp Trek needs to cover luggage delayed, stolen, lost, damaged as well.
As a precaution, we recommend you to use a small lock to secure your luggage.
Medical treatment and Emergency Evacuation Insurance
Altitude sickness is common during trekking in Nepal, particularly among the foreign travelers.
Most of the high altitude trekking like Everest Base Camp trek, Annapurna Circuit trek, and Manaslu Circuit trek involved a high risk of altitude sickness. All these treks will take you an altitude of well above 5,000 meters.
Medical treatment at the high altitude is hard to get and luckily if you get also it will be expensive as it often includes the helicopter evacuation.
In the remote places, there are rarely other means of transportation are available. So, it’s better to have insurance that covers emergency evacuation.
Aside from altitude sickness during the trip, you might get ill or general trekking accidents can occur. At high altitude, simple injuries like a twisted ankle or badly pulled muscles also create a serious situation for evacuation. All these small things make the trekking space a dangerous one.
Likewise, your trekking insurance covers a variety of illness. In the remote areas, the hygiene standard is not up to the mark. During the trek, you might get unlucky and suffer from diarrhea or dysentery.
So, it would be better if your medical insurance covers a variety of illness. Lastly, make sure you have all the necessary vaccinations prior to travel Nepal before the trek.
It is vital that your trekking insurance covers you for medical facilities with the emergency helicopter evacuation.
Importance of Travel Insurance for Everest Base Camp
Travel insurance is very important for any type of journey. It is particularly important if you’re undertaking trekking in remote regions. As there may not be any medical facilities or assistance near at hand.
If you travel with insurance, you’ll enjoy your trip better with the peace of mind. Because you’ll be on safe side if you have the right insurance cover. This can be anything from emergency evacuation for altitude sickness to stolen or lost your luggage.
Recommendation for Insurance Company
When it comes to choose the insurance company you need to think wisely. It is important to know how much coverage you have and under what circumstance the medical cover applies. Most of the insurance cover for high-altitude trekking up to 6,000 meters. But most of the travel insurance companies do not put it as a standard package so you need to choose separately.
Here are some of the best travel insurance companies;
- TuGo Travel Insurance https://www.tugo.com/
- RBC Travel Insurance https://www.rbcinsurance.com/travel-insurance/index.html
- Travelex Insurance https://www.travelexinsurance.com/
- AXA Travel Insurance https://www.axa-assistance.us/en/
- Worldnomads / Tripmate USA https://helpdesk.worldnomads.com/
- Allianz Travel Insurance https://www.allianztravelinsurance.com/
- Worldnomads / Tripmate USA https://helpdesk.worldnomads.com/
- Europ Assistance (All European) https://www.internationalsos.com/
Different insurance companies have different insurance plan. So, make sure to look out the terms and conditions carefully before purchasing the insurance policies.
I hope now you’re ready to make a decision on travel insurance for Everest Base Camp trek.
If you would like to know more and have any queries related to Travel Insurance for Everest Base Camp trek, then please feel free to contact us and we’ll get back to you as soon as possible.
Happy Trekking !!!
Q1. Is Travel insurance compulsory to do trekking in Nepal?
The travel insurance is vital if you’re planning on trekking in Nepal. If you don’t have the insurance while trekking, then you’re putting your life in danger also for recovery you might have to pay a lot of money.
Trekking in the Himalayas is a full adventure and with this minor to major injuries are also common. You might get suffer from altitude sickness, food poisoning, broken bone, and a sprained ankle during the trek. In this type of situation, you won’t be able to walk back for medication in Kathmandu.
For this, you’ll need a helicopter to take you down and remember helicopter evacuation is costly. So. it is wise to have a travel insurance that covers both medical and emergency evacuation cost.
Q2. How high there is a chance of altitude sickness?
One of the major problem faced by the trekkers heading to Everest Base Camp is dealing with the threat of high altitude sickness. The primary reason for this is a decrease in the amount of available oxygen with altitude.
Everyone is equally susceptible to high altitude sickness. Helicopter evacuations are daily occurred around Everest Base Camp area and most of the cases for people with high altitude sickness.
A lot of people ignore the mild symptoms of altitude sickness until they get unconscious. At this time only the lifesaver is emergency helicopter evacuation straight into one of the best hospitals in Kathmandu.